THE UP AND RUNNING DIFFERENCE
If you landed here, you’re likely wondering how care at Up and Running fits with your insurance or budget. You’re not alone—most people have similar questions at first.
Whether You Decide to Work With Us or Not, Let Us Explain Just A Few Things To Help You Make A Confident Decision
You may have said or thought these types of things:
- “I want to make sure I can use my insurance.”
- “That seems like a lot of money.”
That’s completely normal. Most people feel that way at first.
The truth is, things have changed. More and more insurance plans are increasing co-pays, requiring referrals, and limiting your options. At the same time, clinics that rely only on direct insurance reimbursement are often forced to squeeze in more patients per hour, which can mean rushed visits or bouncing between providers.
We take a different approach. While we’re not a “traditional clinic”, many of our patients actually save money in the long run—and get better, faster results—because they finally get the time, attention, and expertise that actually solves the problem, for good. This is the URPT Difference!
Below, we’ll walk you through why that matters and how it all works
Why does Up and Running Physical Therapy work this way? And did you say that can actually save me money?
In many ways, insurance companies dictate or strongly influence the treatment that patients receive at traditional clinics, and we refuse to allow that to be the case at Up and Running PT.
We’ve designed our model to provide care that’s focused, effective, and built around what actually works—not what insurance dictates.
At many traditional clinics, therapists are under pressure to see multiple patients per hour, often relying on techs and assistants to help keep up. A lot of your time might be spent on exercises you could easily do at home, or receiving passive treatments like heat or ultrasound. On top of that, you’re often expected to attend 2 to 3 times per week just to see progress.
That’s not how we work.
Every session here is a full hour of one-on-one care with a Doctor of Physical Therapy. You get individualized treatment that’s hands-on, strategic, and focused on solving the root cause of your pain—not just managing symptoms. And because our visits are longer and more focused, most of our patients only need to come in once a week.
When you consider the fewer visits, faster progress, and time saved not driving back and forth to appointments, the total cost is often less than what people end up paying with a higher co-pay, longer recovery, and more sessions elsewhere.
In short, better care upfront saves time, money, and frustration… sometimes immediately, but definitely down the line.
"I Want to Call My Insurance"
Totally fair. If you’re thinking about using your insurance, it’s smart to understand your benefits first.
But here’s something we’ve seen over and over again: Most people only ask, “Do I have any benefits for this?” And if the answer is no—or something like “only after a deductible is met”—they assume they should automatically stick with a traditional clinic.
The problem? That’s only half the picture.
What most people don’t ask is:
How much will the traditional option actually cost me in total?
Will I be double-booked or passed off to support staff?
How many visits will I need to get results?
How much time will I spend driving to and from multiple appointments each week?
That’s why we put together the two checklists below—to help you gather all the info you need and make the most informed decision possible. For many people, what seems like the cheaper route upfront ends up costing more in time, frustration, and long-term results.
Knowledge is power. Let’s help you get the full picture.
What to ask your insurance agent:
- Do I have a physical therapy deductible? If so, how much will I have to pay out-of-pocket before you will help cover my PT costs?
- What is my in-network vs. out-of-network co-pay?
- What is the easiest way to submit a self-claim?
"I Want to Find a Place That Takes my Insurance"
That’s a completely reasonable thing to want. Our goal isn’t to talk you out of that — just to help you compare your options clearly and confidently.
What many people don’t realize is that the traditional route can still come with high out-of-pocket costs, limited visit approvals, and a very different experience — one that may involve short appointments, less hands-on care, or working with multiple providers who might not be specialized in what you need.
That’s why we encourage you to use the checklist below when calling around. It helps you get the full picture of what your options actually look like — in both time and cost — so you can choose the path that truly gets you the best results.
What to ask a Physical Therapy Clinic: (open each answer below)
Here at URPT, sessions are 60 minutes of 1:1 time with your doctor of PT.
Here you will always have the same PT! And you’ll NEVER be treated by an aide or assistant.
Here it’s never more than once per week (unless requested or special cases), and sometimes we are even able to spread sessions out, but that depends on the situation. 99% of people are seen ~1x/week.
Here it averages 6-10 weeks but varies greatly depending on the specific case.
Here we specialize in athletes, active adults, runners, weightroom athletes, rock climbers, and women/pelvic health.
Here we always guarantee that you will always know exactly what you are paying for and will never be surprised with a bill.